Griffin Knights Realty Corp

Terms of Use


Requesting a Credit Report for FREE!!!

At Griffin Knights Realty Corp, we strongly encourage you to check your Credit Report at least once a year. You are entitled to a FREE copy of your credit from all three major bureaus from  Annual Credit Report - Requesting a Credit Report for FREE!!!


Annual Credit Report

P.O. Box 105281

877-FACT ACT (322-8228)

If you need your report more frequently you may need to pay a fee and request the report individually from the bureaus. Please reference the table below with all the contact bureaus information.


Credit Bureaus Contact Information

Equifax (EQ)

Experian (EX)

TransUnion

www.equifax.com

www.experian.com

www.transunion.com

800-685-1111

888-397-3742

800-888-4213


To learn more regarding your Credit Report visit the Federal Trade Commission (FTC) at http://www.ftc.gov/bcp/conline/pubs/credit/repair.shtm


This link will give you the Cliff Notes and educate you on EVERYTHING that you need to know regarding your credit, possible scams, warning signs etc. Do not waste a minute longer and get started with your Credit 101!


Correcting the information on your Credit Report


Once you receive the report and the information is inaccurate you can easily make a dispute online. Remember to print a copy of the confirmation page.


Suspecting Identity Theft?


Call the fraud hotlines of all three national credit bureaus (see table below). Report the problem, request a "fraud alert," and ask for a free copy of your credit report. Ask the credit bureaus to issue a fraud alert on your account. It will take effect within 24 hours and is the first step in fighting fraud. This alert is good for 90 days, and no new credit accounts can be opened before a call is made to you. A fresh copy of your credit report will show you if any new accounts are opened.



Credit Bureaus Fraud Alert Hotlines

Equifax

Experian

TransUnion

www.equifax.com

www.experian.com

www.transunion.com

800-525-6285

888-397-3742

800-680-7289


YOUR NEXT STEPS SHOULD BE:

  1. Call the fraud departments of your creditors. Contact your card issuers, other lenders, phone companies, and utility companies. Follow up each call with a letter describing the problem.
  2. File for a police report at your local police department!!